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I will start school next month as a freshman. My financial aid package comes from the federal government, the state government, and the Army. I'm conflicted with the morality of accepting government aid, and I would prefer to only use private loans, but the current market just isn't set up for this kind of loan shopping. Every single student who attends university will use some form of government-subsidized financial aid (unless the student attends a private university and pays all tuition and fees personally). Is it moral to accept government-subsidized financial aid as a student? It seems literally impossible to pay for school without it, since students are *expected* to either pay for everything out of their pockets or accept government aid. I don't want to have to accept government aid, but it seems like the only available option whether I had more money or not.