anyone can save 100k in 10 years,

[RagJohn]

It just takes discipline, that's all. So you have to "suffer and do without" for 5 years, so what? Then you are free to do nothing that you dont WANT to do, for the rest of your life. the average American just THROWS AWAY 20k a year(AFTER TAX income). The average apartment now rents for $900 a month. That's 11k a year, right there, just to have a place to lay your head, really. Then there's an average of 4k a year of utilities, and an average of 4k a year of vehicle or other travel expenses, then there's bs expenses, like makeup, new clothes, candy, pastry, coffee, soft drinks, and other stuff that's of no value, or is downright harmful to you.

Look at smoking. $5 a day, for a 1 pack a day guy, plus the time and money spent on going and GETTING those cigarettes, don't forget. As much more on beer, for most such people, too. 3k a year, just blown on provably harmful consumption. No, you do NOT have to pay utilities and rent. No, you do NOT have to pay $15-$30 per day for restaurant food, either. No, you do not have to spend 1-4k per year on shoes and clothing. Shop at thrift stores, and don't have more than a week's worth of outfits, and do your laundry, that's all. A solar shower on the roof of your trailer can clean you (standing in a kid's inflatable wading pool) as you take a "sponge bath". Or you, can take 1 class per semester at a jr college that has a gym, and use their showers. Ditto the YMCA or some karate school or workout-club. A tank's fillup of gas gets you a free shower at truck stops, or $5 gets one. Ditto, give $5 cashto the motel maid, early in the morning, without seeing the mangager, and she will let you shower in a used room that she has not yet cleaned up.

[RagJohn]

Do you want to keep working for 45 years, and never have a thing, always eating "stuff" to keep your job, etc, or do you want to be free to do as you please, after just 5-10 years of working/saving?