Never mind "highest value" for then you are thinking your way into a situation. Once you are in love then apply analysis. Why? Because that gal or guy may have serious issues and those issues will continue through the relationship, even marriage. Love ain't enough. You aren't going to change your mate in any significant way. The other's significant faults will destroy your happiness. That said, you may be a masochist.
Some women don't marry for love. They marry for the children to come and they will get her love and give her happiness. So the sophisticated man gets a mistress. Welcome to